Living paycheck to paycheck is a struggle to make ends meet. It’s a stressful lifestyle, and unfortunately, it’s common among us millennials. What does it mean by living paycheck to paycheck? Why is it often called a rat race cycle? This is why… You are a rat in a wheel. You wake up early and […]
Like many of my readers, I want to be in control of my earnings (yes, I’m talking about more money) so I can live the lifestyle I want. To achieve this, one of the things I do is to read books and articles that promote financial literacy and money management. So when I received an […]
Wondering if credit cards are bad for you? Are you considering applying for a credit card? If you think you’ve got it all under control, there are some dangerous things about using credit cards, so it’s important for you know them. Read these 4 things you should know before you start using your credit card. […]
I don’t have extra cash to put toward my debt or savings. What are my options? Last post, I had you make a list of all your debt and its terms. Now, you’re gonna figure out how to have any extra money to put towards the balance. If you couldn’t find extra money, there are […]
Here is a great short from Saturday Night Live making fun of people who have no concept of not paying for something if they can’t afford it. It’s a free, yet priceless advice I’m sure you’ll remember. Enjoy! DON’T buy stuff you CANNOT afford!