Variable Unit-Linked Insurance or VUL has become the most popular insurance plan sold by insurance agents as a smart investment tool to many Filipinos. The sales pitch usually goes like this: “You invest in a VUL. It is a 2-in-1 financial product that offers both a guaranteed insurance benefit and an investment component. You get […]
Living paycheck to paycheck is a struggle to make ends meet. It’s a stressful lifestyle, and unfortunately, it’s common among us millennials. What does it mean by living paycheck to paycheck? Why is it often called a rat race cycle? This is why… You are a rat in a wheel. You wake up early and […]
Do you know your net worth? If you don’t, you should. Download your free net worth tracker here to track your own net worth each month! First, you may be wondering what is net worth in the first place? Your net worth is really the difference between what you own (your assets) and what you owe (your liabilities). Basically, it is […]
Yesterday, I came a across an online article that talks about how women need to recognize the unique challenges they face when it comes to retirement and to start saving and investing as early as possible to overcome them. Basically, it says that women need work harder (and smarter) than men when it comes to saving […]
Like many of my readers, I want to be in control of my earnings (yes, I’m talking about more money) so I can live the lifestyle I want. To achieve this, one of the things I do is to read books and articles that promote financial literacy and money management. So when I received an […]
Have you availed any of these insurance? Whether or not you have had it figured out, you have to realize that having insurance is essential. Even though we don’t want unfortunate accidents or unexpected events to happen to us, it’s better to be prepared rather than struggle financially. Related Post: Why is Insurance an Essential […]
Have you started? How much do you need for your retirement in the Philippines? Good news and bad news… Life expectancy for people living in the Philippines are have increased over the years. It is projected to increase to 79 years old in 2050. This means that if you plan to retire at the age […]
The wealthiest people tend to have the same habits that propel them to success and these often take years to form. Learn and follow these routines of the rich – and who knows, you might find yourself being one of them! – Source: Entrepreneur
Most of the time, excuses are pretty harmless. But when it comes to not investing, or not investing enough, it can have serious consequences. For example, a lot of people are poorly prepared financially for retirement. They blew it by not looking toward the future and investing throughout our lives. Consider these figures: Out of […]
I started blogging on June 22, 2011. Back then, I knew NOTHING about blogging, and I made a lot of mistakes. Over the last couple of years, I’ve learned SO MUCH and I want to share it all with you. Blogging has always been a creative outlet for me. It has taught me, challenged me, […]