Do you have friends, family, co-workers and peers who make more money than you? Chances are they aren’t all going to have the same financial reality as you, nor will they have the same goals and priorities. What is affordable for them may not be what is affordable for you. According to a 2013 study […]
I started planning for my retirement when I was 23 years old. I’m not sure what made me realize that- maybe it was Bo Sanchez’s book or the financial advisors from SunLife- but I’m so glad I did. It’s never too early to prepare. You can always make more money, but you cannot make more […]
To a certain extent, I think we all do. We buy facial wash to keep pimples away, hair conditioners to control frizzy and dry hair, moisturizers to keep our skin soft and youthful, lip gloss to add color to our lips, face powder to make our skin look smooth. Why do we spend so much […]
This is the last post in Your Ultimate Guide to Investing for Beginners. To read all posts in order, start with What is Investing? then continue reading the rest of the series on this page. If you’ve made it this far, congrats! You now have a basic investment plan you can follow and I hope you’re putting in […]
This is the sixth post in Your Ultimate Guide to Investing for Beginners. To read all posts in order, start with What is Investing? then continue reading the rest of the series on this page. Learning how to invest well takes a life-long investment in financial education. But these 4 basic principles will get you started. Where […]
Mutual Funds and Unit Investment Trust Funds (UITFs) work pretty much the same way. Investors pool their money, a fund manager handles the money, makes the investment, and the returns are given back to the investor after fees are deducted as payment to the fund manager. So how are they different? Here’s a quick comparison […]
This part of Your Ultimate Guide to Investing for Beginners. To read all posts in order, start with What is Investing? then continue reading the rest of the series on this page. Investing on your own is admittedly not easy to do. Thankfully, there are options for investors that allow you to invest even with just P1,000. […]
This post is part of Your Ultimate Guide to Investing for Beginners. To read all posts in order, start with What is Investing? then continue reading the rest of the series on this page. Start a business with only Php 5,000? Sounds insane! Not all of us can afford to put up our own business or even […]
This post is part of Your Ultimate Guide to Investing for Beginners. To read all posts in order, start with What is Investing? then continue reading the rest of the series on this page. Let’s face it, most people are lazy including me and you. Yes, we work at what is interesting to us, but otherwise, we’d […]
This is the fifth post in Your Ultimate Guide to Investing for Beginners. To read all posts in order, start with What is Investing? then continue reading the rest of the series on this page. Contrary to popular belief, investing is not just for rich people. Nowadays, you don’t have to have a lot of money to […]