I always look for ways to make my budget as simple as possible. To the point that I DON’T HAVE An elaborate BUDGET PLAN. Ok, honestly, how many of you actually make a budget? One of the most popular financial advice is probably “Make a Budget.” If you are able to follow this advice, good […]
Whether you’re trying to get out of debt or just starting improve your financial situation, you need to set aside emergency savings. While it is more exciting to invest than to save up for an emergency fund, it is necessary to have an emergency fund for your financial success. This post is going to tell […]
Today, there are over 2.5 Million Filipinos working abroad, and last year’s remittances reached a record $ 25.8 Billion. Yes, that’s in Dollars! However, according to a recent survey, only 3 of 10 Filipinos, who recieve remittances, set aside money for saving. As OFWs continue to provide for their families’ needs, they have unknowingly cultivated a cultural […]
This is actually one of my favorite stories I read in Bo Sanchez’s book, 8 Secrets of the Truly Rich. So, think about it: If a someone gave you a choice, what you would choose: would you rather have a centavo today, that doubled everyday for a month, or Php 1 million today? The fact […]
Mutual funds. They’re a widely popular way to grow your money. Great for newbie investors! But, many of us don’t really understand how mutual funds work and how they help increase our wealth. Today’s post aims to educate and equip you with the basic need-to-know information about mutual funds. WHAT is a Mutual Fund? A mutual fund […]
“SAVE MONEY” is perhaps the basic piece of money advice that experts give but a lot of us just don’t do it? Do you wonder why? I think maybe it’s because saving small amounts of money can feel meaningless. Let’s make an example. Juan Paolo earns Php 15,000 a month and someone adviced him to […]
Yes! You read that right. You CAN send your child to the best schools for discounted rates. If you ask any Filipino parent what their dream college/university for their children are, they would probably answer either Ateneo de Manila University, De La Salle University, University of Santo Tomas or University of the Philippines (Diliman) because […]
Do you find yourself spending more than you should? Fight back! 95% percent of the time, I’m good at sticking to my budget. And then 5% percent of the time, things go a little crazy and suddenly the overspending begins. This is how it happens: I see something at the mall. My fingers grasp to […]
Want to learn how to double… triple … quadruple… even 10x your money? Here goes… Most people think that the only way to make money is to work. No Work, No Money. Here’s a truth only a few realize: We can’t work forever. Money, on the other hand, works nonstop 24/7. Send your money to work for […]
Many Filpinos leave the country with hopes to find a better future. With that, we have this mindset that by being an overseas Filipino worker (OFW), you earn a lot, send more money for your family and become rich — WHICH IS VERY TRUE! BUT… For many OFWs, instead of being able to save and […]