Variable Unit-Linked Insurance or VUL has become the most popular insurance plan sold by insurance agents as a smart investment tool to many Filipinos. The sales pitch usually goes like this: “You invest in a VUL. It is a 2-in-1 financial product that offers both a guaranteed insurance benefit and an investment component. You get […]
When purchasing life insurance, the question really isn’t how much you need, but how much your family will need at the time of your death to meet immediate obligations (medical bills, funeral costs, estate taxes, unpaid debts) and to sustain your dependent’s financial needs in the long run. Life insurance is an important component of […]
This is the first post in Your Ultimate Guide to Investing for Beginners. To read all posts in order, start with What is Investing? then continue reading the rest of the series on this page. Many people don’t invest because it seems overly complicated or too risky. The truth is that NOT investing for the future is one […]
If someone will suffer financially when you die, then you need life insurance! No amount of money can ever replace a person. But more than anything, life insurance can help provide protection for the uncertainties in life. There are many different scenarios where a person may need life insurance. These are the ones that really […]