Could You Live Without a Car?

I live in Iloilo. Public transportation here isn’t that amazing, but getting around here is doable. It’s a small bustling city so it’s pretty easy to reach any other place in the city. I guess it helps that I work essentially within a 100 meters of where I live, but that doesn’t mean I have […]

Mutual Funds vs UITFs

Mutual Funds and Unit Investment Trust Funds (UITFs) work pretty much the same way. Investors pool their money, a fund manager handles the money, makes the investment, and the returns are given back to the investor after fees are deducted as payment to the fund manager. So how are they different? Here’s a quick comparison […]

How to Invest in UITFs

This part of Your Ultimate Guide to Investing for Beginners. To read all posts in order, start with What is Investing? then continue reading the rest of the series on this page. Investing on your own is admittedly not easy to do. Thankfully, there are options for investors that allow you to invest even with just P1,000. […]

How to Invest in the Stock Market

This post is part of Your Ultimate Guide to Investing for Beginners. To read all posts in order, start with What is Investing? then continue reading the rest of the series on this page. Start a business with only Php 5,000? Sounds insane! Not all of us can afford to put up our own business or even […]

How to Invest in Mutual Funds

This post is part of Your Ultimate Guide to Investing for Beginners. To read all posts in order, start with What is Investing? then continue reading the rest of the series on this page. Let’s face it, most people are lazy including me and you. Yes, we work at what is interesting to us, but otherwise, we’d […]

4 Reasons Why You’re Not Rich

Why aren’t you rich? It may not be what you think (you’re too young; you’re just starting out, you have little income, etc.). There are reasons much deeper than that. Think about lottery winners. They win big and then they lose it all. Now think about people like Donald Trump, who get rich, lose it […]

40 Creative Ways to Save Money

No matter where you are money-wise, you should know that it’s possible for anyone to turn their financial life around. Sometimes, all it takes is that first step in the right direction to get things moving. Today, I’ve created this list of my 40 top ways to save money today. None of these tactics will […]

Who Needs Life Insurance?

If someone will suffer financially when you die, then you need life insurance! No amount of money can ever replace a person. But more than anything, life insurance can help provide protection for the uncertainties in life. There are many different scenarios where a person may need life insurance. These are the ones that really […]